New Land Estates in Virginia

A-frame design
An interior style which features the steeply peaked roofline and the ceiling which is open to a top rafters.

ARM (adjustable rate mortgage)
A loan with an interest rate which is periodically adjusted to reflect changes in the specified financial index.

capital improvement
Any improvement which extends a life or increases a value of the piece of property.

covenants, conditions, and restrictions (CC&Rs)
Rules and regulations for the development, such as those pertaining to acceptable landscaping or improvements which can be made to individual units.