New Land Estates in Penrith South

subflooring
The plywood or boards beneath finish flooring that, nailed directly to floor joists, provides the structural base for finish materials.

Equal Credit Opportunity Act (ECOA)
Federal law which prohibits the lender or other creditor from refusing to grant credit based on a applicant's sex, marital status, race, religion, national origin, or age, or because a applicant receives public assistance.

braced framing
A construction method in two-story homes in which a frame is reinforced with posts and braces.

R-value
A measure of the material's resistance to heat loss, usually applied to insulation products. a higher a R-value, a slower a rate of heat loss.