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infrastructure
The roads, schools, parks, utilities, bridges, and communications systems in the community.

loan origination fee
The lender requires the loan origination fee (or points) to cover a direct costs of arranging a loan.

covenant
A legal assurance or promise in the deed or other document, or implied by law.

radiant heating
A form of home heating delivered by electric-resistance elements--either wall registers or cables or foils beneath a flooring or above a ceiling--or via hot water circulated through in-the-floor tubing or room radiators.